Intelligent Finance (IF) was established in 2000 as an internet and telephone based commercial bank. Intelligent Finance is a division of Halifax plc which is part of HBOS plc. IF operates out of two facilities in Scotland and employs over 1200 people. Today Intelligent Finance is one of the leading providers of direct banking and is an expert on offset mortgages in the UK.
Please consider comparing this lending institution to the rest of the UK market to ensure you’re getting the best possible rate and conditions on your loan/mortgage.
















































